FLOULABS STABLECOIN CONNECT
Offer your customers stablecoin accounts, currency conversion and payments from your own platform. FlouLabs connects these capabilities with U.S. banking services, cards and programmable treasury through a single API, with built-in risk and compliance controls.
Built for platforms and financial institutions in Latin America. Your brand stays up front. Our infrastructure operates behind it.
Connect stablecoin capabilities to your existing card program or add a global Visa card in USD. Choose the solution that fits your business model.
For connecting your existing programs.
Integrate stablecoins with your local accounts and cards. Let your customers receive, convert and send funds, and make purchases using their stablecoin balance.
For adding a global Visa card.
Offer a global Visa card with stablecoins, with all the capabilities of FlouConnect. Your customers manage their USD and shop globally from your app or wallet.
Expand your financial offering with the world of stablecoins.
Your customers can convert stablecoins to local currency and transfer the funds to their account or wallet, or convert local funds to stablecoins to make international payments. FlouLabs connects these operations to your card program and coordinates the corresponding conversions, debits and settlements. All under your brand.
Your brand, your channels, your customers, our infrastructure.
Create financial experiences under your own brand.
A global Visa card in USD that includes all the capabilities of FlouConnect. Accounts, stablecoins, conversion and payments come together in a single experience under your brand.
The card operates under a credit structure guaranteed by the customer’s funds. Issuance and bank accounts in the United States are provided through Alliance Capital International Bank.
With FlouConnect, the transaction authorized by your institution triggers the flow that connects the USD/stablecoin balance and settlement with all the counterparties involved at t+0.
Conversions, debits and settlements are coordinated programmatically, with built-in risk controls, processing and reconciliation.
Let your customers use stablecoins directly, or send and receive fiat currency while stablecoins act as the intermediate rail.
Your customers receive, hold and transfer stablecoins from your app or wallet.
Your customers convert their stablecoins to local currency and transfer the funds to their account.
Your customers buy with the cards connected to the program, using their stablecoin balance.
Your customers connect the source currency to the destination currency through conversion and fiat and stablecoin payment rails.
FlouLabs brings together bank access, stablecoin accounts, cards, payments and conversion with the operating capacity needed to offer these services under your brand.
A unified API, built-in components or a white-label wallet.
Onboarding, KYC/KYB, risk and compliance controls, processing and reconciliation.
Bank accounts, wallets, local and international payments, deposits and withdrawals in enabled markets.
The stablecoins, currencies, networks and capabilities available depend on the program scope, user eligibility and enabled markets. Processing and settlement times vary by rail and participating institutions.
Let’s talk about how to connect these capabilities to your infrastructure through FlouConnect, or add a global Visa card with FlouCard.
FlouLabs provides technology infrastructure and operating capacity for financial programs. FlouLabs is not a bank, credit union, or custodian. Financial products and services are provided by authorized institutions and are subject to eligibility, program approval, and market availability.